The mortgage valuation is solely for our purposes so that we can be satisfied that the property provides sufficient security for us to lend. Your client will not receive a copy of the valuation report.
Where a physical valuation has been completed a copy of the valuation report can be found within case documents within the broker portal, please remember it is NOT A SURVEY and does not give any indication as to whether the property is worth what is being paid for it, nor does it provide a list of any repairs that may be needed. No report will be available if the property has met our Automated Valuation criteria.
We would recommend that your client obtains a more detailed inspection of the property. There are two types available, a HomeBuyer Report and a Building Survey.
We can arrange to carry out a HomeBuyer Report for your client at the same time as the mortgage valuation. Presented in a standard format, it is designed to focus on defects and problems which are considered urgent or significant. A HomeBuyer Report is suitable for properties which are of standard type and construction and appear to be in reasonable condition.
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