Repayment type and term amendments

Repayment Type and Term Amendments

If your client wants to change the term or repayment type of their mortgage, you need to complete a type term change application form

There are times when your clients' circumstances may change, which means they need to make changes to their mortgage term or type. With your help, we try to make this as straight forward as possible. At the moment it is possible for your client to make changes to their term under the terms of the Mortgage Charter. More information is available on our Mortgage Charter page.

How to apply

For help applying, please download our help guide.

Download the Type Term Change application form.

Download the Joint Borrower Sole Proprietor Term Change application form.

If your client wants to switch to Interest Only on a temporary basis under the terms of the Mortgage Charter, please complete the Mortgage Charter form.

We can't accept hand written applications, however the form is editable so you can fill it in on your computer. For help with this, please read our 'Editable PDFs' guide.

When you’ve completed the form and you’re ready to return it:

Check that you have included the supporting documentation that you need to send along with the form.
Check the application form has been saved as an editable form.
Email the form to us at: ApplicationSubmissions@ybs.co.uk

Please note email is not guaranteed to be a secure form of communication.

Once we’ve received everything, we’ll allocate the application to a dedicated underwriter, who will call you to discuss how we can issue a mortgage offer as soon as possible.

They will also give you a direct contact number and email address so they can answer any questions you may have.

Clients also need a product transfer?

If your customer wants to amend an aspect of the account as well as changing product, use this form to apply for both changes at the same time.

Find out more