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Lending criteria

Acceptable deposit sources

Acceptable Deposits:

  • Consumer Buy To Let (CBTL)
  • Savings
  • Release of equity
  • Deposit incentive scheme for non-new build properties (providing the amount is deducted from the purchase price). Where deposit funds are held in an applicant's savings/bank account - evidence of this must be obtained.
  • Gifted deposit from an immediate family member:
    • Mother
    • Father
    • Grandparents
    • Siblings
    • Child 
    • Grandchild.