First time landlord BTL criteria
Lending criteria
First time landlord
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First time landlord criteria
We are able to accept applications from first time landlords up to a maximum loan to value of 80%
At least one applicant must own the residential property in which they reside - However applications may still be considered so please contact your BDM.
Top slicing is not permitted when lending to first time landlords.
For an application to be classed as a first time landlord, all applicants do not, at the time of application, own a property that they have let out for more than 12 months.