Debt consolidation BTL criteria
Lending criteria
UNACCEPTABLE LOAN PURPOSES
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Unacceptable loan purposes
Unacceptable loan purposes:
The following loan purposes are unacceptable:
- Non BTL business purposes
- Guarantor supported mortgage
- Right to Buy/Acquire
- Shared ownership or equity
- Sheltered Housing Schemes/retirement villages for elderly
- Lifetime mortgages
- Bridging loans
- Government Homebuy
- Tenants incentive
- Regulated BTL (family tenants)
- Concessionary purchase
- Gambling
- Personal business use
- Unsecured debt consolidation where the LTV is >75%
- Payment of tax liabilities
- Office conversions
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