PRIVACY AND COOKIES

The privacy and security of your personal information is very important to us. We will not disclose it to anyone except with your consent or if the law requires us to.

Privacy

When you make an enquiry or complete an application we will use your personal information including sensitive information, as appropriate, to process your enquiry, set up and administer the account and services you have with us. We will also use your personal information to contact you where necessary, for fraud prevention and detection, legal and regulatory compliance, market research and general business purposes. We will only process your personal information where we have a lawful basis to do so. We will only use your details for marketing where we have consent to do so.

  • Marketing

    We respect customer’s right to privacy and only contact your applicant if we have their consent, and we will only use methods they have agreed to. This may be post, face to face, email, text message, telephone or any other available messaging service. Your applicant can withdraw consent at any time and we will stop sending them details of our marketing offers.

    If your customer changes their mind at any time about the contact methods they have agreed to, you or they can let us know by calling 0345 1200 891.

  • Our relationships with other organisations

    If we offer your applicant products or services from other organisations and they take these products they will be entering into a contract with the organisation concerned. These contracts safeguard the security and confidentiality of their personal information, and restrict further use by the organisations for their own purposes. All organisations we work with are assessed for adequacy of their security controls

  • Site monitoring

    We use technical methods (called "cookies") to identify what stage in an application process you are at, improve your experience by making it quicker and easier for you to use the site, identify how effective our advertising is and provide you with information in the future we believe is relevant to you. You can block or delete cookies from this site in your browser settings. To find out more about cookies please see our cookies section below. By doing this your experience may be affected and parts of this site may not work. By continuing with an enquiry/application you will be consenting to the use of cookies as explained.

  • Communications

    All communications with us may be monitored / recorded to improve the quality of our service, staff training and for your protection and security.
  • Email

    You should note that ordinary email is not secure. Please do not send us any confidential information via email. Similarly, we will only use email to send confidential information about your accounts to you where we are required to do so, where you specifically request it, and where it is suitably protected.

  • Links to other sites

    This Privacy Policy only covers you while you are on our site. Once you click on a link to another website, the Policy no longer applies.

  • How we use your personal information and your rights

    For full details of how we use your personal information see our booklet How we use your personal information (211 KB). This booklet provides details on what personal information we need to collect, why we need it, where we may obtain information from and how long we keep it for.

    For information on Your Rights see our booklet Your Rights and Data Protection (210 KB). This booklet informs you of your rights under Data Protection Regulations, how to invoke your rights and our legal obligations regarding your personal information.

    If you want to see what personal information we hold about you, you can request a copy of this by completing a Subject Access request form. This form can be found here.

    Our Data Protection Officer (DPO) provides help and guidance to make sure we apply the best standards to protecting your personal information. Our DPO can be reached by email at dpo@ybs.co.uk or by post at:

    DPO
    Yorkshire House
    Yorkshire Drive
    Bradford
    BD5 8LJ

To view some of the documents above you will need to have Adobe Acrobat reader installed. If you have not already got this and would like to download it, visit the Adobe web site.

Cookies

We use technical methods (called "cookies") on this website. A cookie is a small file of letters and numbers that allows us to:

  • Identify what stage in an application process you are at
  • Improve your experience by making it quicker and easier for you to use the site
  • Identify how effective our advertising is and provide you with information in the future we believe is relevant to you.

Temporary or session cookies are also needed for you to log in and to manage your savings and mortgage accounts.

No personal information is captured unless you proceed with an application at which point details of where your enquiry originated may be linked to your customer record. By continuing with an enquiry/ application you will be consenting to the use of cookies as explained.

Important: By using our website, including making an enquiry/application or logging in, you are consenting to the use of cookies as explained above.

Managing / Blocking cookies

You can manage cookies from this site, including blocking or deleting them, by changing the settings in the browser you use, e.g. Internet Explorer, Mozilla Firefox, Google Chrome, etc. Find out how you can do this by visiting www.allaboutcookies.org/manage-cookies/

Note: Deleting cookies from this site may affect your experience and parts of the site may not work.