Your mortgage deal is ending

It's time to think about what to do next

If you decide to stay with us (and we hope you do) you can switch to a new deal with us quickly either online or on the phone

Your Home may be repossessed if you do not keep up repayments on your mortgage.

6 reasons why switching is so easy!

  1. You can reserve your new deal
    You can reserve a new deal up to 90 days before your current deal ends. If Early Charges apply, you can even delay switching until they no longer apply!

  2. You can switch quickly
    If you'd prefer, we can switch deal in a matter of days/hours. It commonly takes 8 weeks if you were to move to another lender.

  3. We've already checked your eligibility
    Save yourself from the pain of reapplying all over again because we only offer deals that we know you are eligible for.

  4. There's no credit check
    Switching your deal with us will not affect your credit rating. Remortgaging with another lender would.

  5. There's no need for a house valuation
    Since you already have your mortgage with us.

  6. There's no need for a solicitor
    You won't need a solicitor to help you switch deal. You will if you remortgage with another lender.

What happens if I don't switch?

If you don't do anything then your mortgage will go onto our Standard Variable Rate (SVR).

  • Your mortgage payments could go up or down

  • You can make unlimited overpayments You can pay your mortgage off early with any Early Repayment Charges

How does it work?

It's easy & simple. Switch your deal in just 3 simple steps.

1
 

Review your options

To compare monthly payments you can retrieve your mortgage online, you just need your mortgage account number. You'll find this on the email we sent you about your current mortgage deal ending.

2
 

Choose a new deal.

Look through our latest deals right now and find the deal that's right for you.

3
 

Switch your deal!

You can do this online or over the telephone. Once you’ve made your choice and paid any fees we will confirm your new deal. You'll receive a letter confirming your changes.

Ways to apply

If you're happy to stay with us, have all the information to hand and have read the things to consider above, then you are ready to get started. You can switch in minutes. Alternatively, you can get advice from your broker about what to do next.


Apply online

Will Accord offer me advice?

If you're applying online, advice is not offered.


Apply by telephone

Talk to one of our friendly mortgage advisers

Will Accord offer me advice?

If you're applying by telephone, it's your choice.

0345 1200 891*

 

8am - 8pm : Monday to Friday
9am - 1pm: Saturday

Ready to get started?


If you've got all the information you need to hand, then you're ready to go.
 

Things to consider

You should only switch online if:

  • You're sure that you don't need advice on requesting a new deal.

  • You're not changing any other details of the mortgage such as the term of the mortgage or the repayment method or wanting to pay a lump sum.

  • You're not borrowing more or making a lump sum payment.

  • No part of your current mortgage is on an 'interest only' repayment method.

  • You're not moving from one self-certification mortgage to another.

Need more help?

To get advice on transferring to a new mortgage deal or you need to make other changes to your mortgage (like changing the term or making a lump sum payment) call one of our friendly mortgage advisers:

0345 1200 891

8am - 8pm : Monday to Friday
9am - 1pm : Saturday