My mortgage

Information and guidance on making changes to your Accord mortgage.

This section includes details about making changes to your Accord mortgage - whether you're moving home, need to borrow some more or want to change your deal, we've got you covered.

Choose your option:

  • All about Offset


    If you're considering or have chosen an Accord Mortgages Residential Offset product, find out more about how it works and the potential benefits of linking your mortgage with your savings.
    Read more about offset >

  • Change your mortgage deal


    When it's time to switch mortgages find out how we may be able to help you secure a new rate on your mortgage with our online request form.
    Read more about switching your deal >

  • Moving home? Take your mortgage deal with you


    All Accord Mortgages Residential products are 'portable' - this means if you are moving home you can keep your Accord mortgage product.
    Read more about moving home >

  • Borrowing more on your mortgage


    If you'd like to borrow more on your existing Residential mortgage, read our guide on additional lending to find out how.
    Read about borrowing more >

  • Changing borrowers


    Adding or removing someone from your mortgage? You'll need to apply for what we call a Transfer of equity.
    Read more about Changing borrowers >


Your property may be repossessed if you do not keep up repayments on your mortgage.

If you have a Buy to Let property, then alternatively a receiver may be appointed (except in Scotland) to receive the rent and/or to sell the property. After sale, you will remain responsible for the payment of any mortgage shortfall debt.


Need some help?

Read our Mortgage help pages for more support with your mortgage. Or, if you need further assistance you can call us on:

0345 1200 872*

9am - 5pm : Monday to Friday
9am - 1pm : Saturday