Multi-factor authentication | Security | Existing Customers | Accord Mortgages
We have changed how we verify your identity when accessing and managing your accounts online
What is multi-factor authentication?
Multi-factor authentication confirms your identity in more than one way. It provides you with an enhanced level of security when logging in and making transactions online.
When you bank online, you will need to undertake extra steps to confirm it’s really you. We will verify it is you making the transaction by either sending a code via text message or automating a phonecall. This extra security makes managing your account online even more secure.
Why have we made these changes?
New regulations came into force in 2019 to make online payments safer. Multi-factor authentication has been introduced to help provide extra protection for you and your money when accessing and managing your account online. It is something that all banks and building societies will be introducing and will help to reduce fraud.
What does this mean for you?
You will have to undertake extra steps to confirm it’s really you when:
- Logging into your account
- Managing your account online
We will sometimes send you an access code via text message to the mobile number we have for you, or will generate an automated call asking you to confirm a code displayed on your screen. These codes, as well as your password will enable us to confirm it’s really you logging in or doing the transaction.
What do I need to do?
Make sure we have your up to date contact details. If you are unable to login please contact us to update your details.
If you receive a text message or call that you did not initiate, please do not respond or provide any information, instead contact us directly on 0345 1200 872.
More of your questions answered
I did not receive my code - what do I do?
What will happen if I don’t have a telephone number registered against my account, or my listed number is incorrect?
If you have at least one correct telephone number on your account, you can log in online and amend the telephone numbers that are incorrect.
When you do this you will need to be able to receive an automated call to the correct number to verify the changes. If the telephone number registered against your account isn't accessible, or if all of your telephone numbers are wrong you will need to contact our Customer Contact Centre on 0333 414 1105.