Buy to Let Lending Criteria for houses of multiple occupancy
Lending criteria
Houses of Multiple Occupancy (HMOs)
Houses of Multiple Occupancy (HMOs) in England & Wales, which require an Additional or Discretionary licence are acceptable, provided the property is let under a single tenancy agreement, to a maximum of 4 people.
HMOs requiring a Mandatory licence, let under multiple tenancy agreements, or located in Scotland are not acceptable.