Buy to Let Lending Criteria for zero hours contracts income
Lending criteria
Zero hours contracts income
Applicants who are on a zero hour contract will be accepted provided they have a minimum of 12 months evidence of sustainable earning on a zero hour contract basis, and fall into one of the following occupations:
- NHS Bank nurses and locums
- Non-NHS Bank nurses
- Care Home Workers
- Supermarket Workers
- HGV Drivers
- Retained/On-Call Firefighters
- Armed Forces Reserves
- Supply Teachers
Evidence Required
- Your clients last 3 payslips plus the bank statement showing the salary credit from your most recent payslip
- Copy of their current contract (excluding NHS Bank work)
- Copy of their latest P60.