Skip to content

Buy-to-let Residential

Buy-to-let Residential

Calculators

Rental calculator

New business

Product finder
New business product amendments

Remortgaging
Top slicing
New build
BTL in Scotland

Existing business

Product transfers
BTL Product transfer product sheet

Changing borrowers

Forms & Guides

Factsheets & forms
Packaging guide
Common-sense lending
Portfolio landlords
Consumer BTL
Fees & charges

Register for MSO
How to apply
Information for solicitors

About us
Growth series

Buy to Let Lending Criteria for number of tenants

Lending criteria

Search Bar

Applicant

Income and top slicing
Deposit
Age
Adverse credit
Portfolio landlord
First time landlord
Accidental landlord
Let to buy
Foreign nationals
Number of borrowers
Inter-family and inheritance
Unacceptable applicants

Loan and rental

Loan limits
Rental coverage
Tenancy limits
Portfolio
Interest only
Remortgaging
Additional lending
Portability
Consumer BTL
Debt consolidation

Property

Property specifics
Valuations
New build

Number of tenants

Maximum of 4 individuals on a single tenancy agreement (max 2 in Scotland).  

Related Criteria

Length of tenancies

Login

New Accord borrowing

For new clients to Accord. Create an illustration, submit a DIP, upload documents or track an application.

Product transfers

Switch existing Accord clients to a new deal. Create an illustration, then apply and accept a product transfer online. (Please note 1001 BTL accounts cannot be processed via the portal).

Visit: Product transfers

Register

Not yet registered to submit and manage cases with Accord?

back to top

This site is just for mortgage brokers. Not a broker? Head to the customer site

Top links

BTL product finder
BTL Lending criteria
Rental Calculator
About Accord

Top downloads

BTL Mortgage Guide
BTL Customer Declaration
CBTL Customer Declaration
BTL Product Transfer form
BTL Criteria decision tree

Cookie policy
This website uses cookies to improve your experience

About Accord |
Sitemap |
Security |
Privacy |
Cookies |
Modern Slavery Act Statement |
Legal Notices |
Solicitors |
Accessibility

Information on this site is for use by authorised intermediaries only and should not be relied upon by anyone else.

Accord Mortgages Limited is authorised and regulated by the Financial Conduct Authority. Accord Mortgages Limited is entered in the Financial Services Register under registration number 305936. Buy to Let mortgages for business purposes are not regulated by the Financial Conduct Authority. Accord Mortgages Limited is registered in England No: 2139881. Registered Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Accord Mortgages is a registered Trade Mark of Accord Mortgages Limited.

References to ‘YBS Group’ or ‘Yorkshire Group’ refer to Yorkshire Building Society, the trading names under which it operates (Chelsea Building Society, Chelsea, Norwich & Peterborough Building Society and N&P) and its subsidiary companies.

All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security. Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

© 2025 Accord Mortgages Limited. All rights reserved.

YBS Group Slavery and Human Trafficking statement

Please tell us who you are: