Loan purposes for remortgaging

For all remortgages the property must have been owned by the applicant(s) for a minimum of six months. 

Acceptable loan purposes:
For capital-raising remortgages the following are permitted: 

• Debt consolidation BTL criteria 
• School fees 
• Holidays/cars 
• Purchasing another property 
• BTL business purposes 
• Home Improvements 

Please note there are specific restrictions for top slicing cases.