Buy to Let Lending Criteria for loan and LTV limits
Lending criteria
Loan and LTV limits
The following table outlines our current loan limits for both Interest only and repayment (capital and interest):
| New build | ||||
|---|---|---|---|---|
| Borrower type | Loan up to £500k | £500k - £1m | Flats | Houses |
| First time landlords | 80% (Excl. unsecured debt consolidation) | 75% | 75% | 75% |
| Existing landlords | 80% (Excl. unsecured debt consolidation) | 75% | 75% | 75% |