This website is for use by authorised intermediaries only. Existing customers should visit the customer site Customer site here

with Accord Buy to Let

Our range of Buy to Let remortgage products could help your clients save money.

Our product range currently includes:

  • Fixed and tracker mortgage deals
  • LTVs up to 80%
  • Terms from 2 to 5 years

Use our online product finder to search for the right remortgage deal for your client.

BTL Product finder

Our Buy to Let Remortgage incentives

Selected Buy to Let remortgage products also come with a choice of incentives to help your clients get the best deal when they need to switch mortgages:


Cashback on selected remortgage deals

Paid standard valuation

Remortgage Legal Service.

Remortgage criteria

We will accept all purposes for a remortgage except raising capital for a business. At least one applicant must have owned the property to be remortgaged for a minimum of 6 months prior to the date of application.

LTV limits

The following maximum loan and LTV limits are in place for remortgages:

Maximum LTV Borrowing amount
80% Up to £500,000
75% Up to £1,000,000


For all remortgages the property must have been owned by the applicant(s) for a minimum of 6 months.

For capital-raising remortgages the following are permitted:

  • Unsecured debt consolidation not allowed above 75% LTV subject to a maximum £50,000 limit or maximum of 10 debts to be repaid
  • School fees
  • Holidays/cars
  • Purchasing another property
  • BTL business purposes
  • Home Improvements

Surplus personal income allows Accord to offer BTL loans to landlords who are remortgaging a rental property but are unable to meet our affordability calculations through rental income alone. Subject to meeting criteria this surplus income can be used to cover any rental shortfall on loans up to 75% LTV. Please see our Top Slicing page for more information.

Manage preferences

Select the cookies that you are happy for us to collect in order to personalise and enhance your experience.

Your preferences will be valid for 12 months. You can review your choices at any time in your browser settings. To find out how to manage your cookies and what information is being collected read our Cookies policy

Cookies strictly necessary

Essential for the functioning of the website. These allow you to browse and navigate our site.

Performance (analytics) cookies

Used to understand how people use our website. These allow us to track users through the site so we can make informed decisions on improvements. These cookies don't collect information that identifies a visitor.

Advertising cookies

Used to try and understand which of our products and services are relevant to you.

Save changes