Help me choose
There are lots of savings accounts available, so let's run through a few of the main ones.
Easy access accounts
Cash ISAs
Easy access cash ISAs:
Fixed rate cash ISAs:
Regular savers
Fixed rate bonds
How many savings accounts can I have?
You can have as many savings accounts as you like. But some providers might limit how many accounts of the same type you can open with them.
Saving for an emergency and want access to your cash at any time? An easy access account with unlimited access might work for you.
Looking to save up a lump sum or build a savings habit? A regular saver might be the account for you.
You’ve already saved some money and won’t need to access it for a while? A fixed rate account might be right for you.
Want to save without paying income tax on your interest? An ISA might work for you. Using your 2025/2026 tax year ISA allowance, you can only pay into one cash ISA with YBS.
For impartial financial advice, try MoneyHelper.
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Savings guides

What is a Cash ISA?

What is a fixed rate bond?

What is an easy access savings account?
