Should I fix my mortgage?
Whether or not you fix your mortgage will depend on your circumstances and your preference. Find out how fixing a mortgage works.
Negotiating a house price after a survey
After the survey has been completed, it may have brought up issues that affect how much you’re prepared to pay for the property. Find out what your options are here.
What is a Variable rate mortgage and how does one work?
A variable rate mortgage is where you pay different amounts each month based on the Bank of England base rate. Find out how these types of mortgage work.
What is an interest only mortgage?
Want to know if an interest only mortgage may be right for you? Find out how an interest only mortgage works here.
What is porting a mortgage and how does it work?
Moving home and want to take your mortgage with you? Porting your mortgage is where you buy a new home, but keep the same deal or rate. Learn more.
What is a mortgage product transfer?
Coming to the end of your mortgage deal and not sure whether you move or stick with your lender? Find out what a product transfer is here.
What is a standard variable rate mortgage?
Every lender has a standard variable rate mortgage. Find out what that are, how they work and why you can do if you find yourself on one.
What does negative equity mean?
Heard about negative equity but not sure what it means? Discover what it is, how it works and how you may be able to avoid it.
What is APRC?
The APRC (Annual Percentage Rate of Charge) shows you how much you should expect to pay during your full mortgage term. Find out more here.
What happens on completion day?
Curious about what happens when you "complete" on a mortgage? Find out what it is, who sets the date and what you'll need to do.
What is an offset mortgage?
Curious about offset mortgages? Find out how they work and if they could help to reduce your monthly repayments here.
Getting a mortgage when self-employed
If you’re a freelancer or own a small business, you might be curious about how this affects getting a mortgage. Find out how it works here.
What is a tracker mortgage?
A tracker mortgage is a type of variable rate mortgage. The interest rate you pay can go up or down depending on the Bank of England Base Rate.
What is a property chain and how does one work?
A property chain can make the process of buying a home take a little longer. Find out how a property chain works, why they break down and what a chain-free property is.
What is a Decision in Principle?
Getting a Decision in Principle is often one of the first steps to getting a mortgage. Find out what it is, why it can be useful and how to apply for one here.
Moving house checklist
Getting ready for the big day? Use our checklist for moving house to make sure you don’t forget the important stuff among all the excitement.
What is loan to value ratio?
What is a loan to value ratio when buying a home? To give you a clearer picture of your mortgage options, we explain how to calculate an LTV ratio.
What is gazumping?
Had an offer accepted? You may not be out of the woods yet. Find out what gazumping means and ways you might be able to avoid it.
What is a fixed rate mortgage and how does one work?
Thinking about getting a mortgage but not sure which is the best for you? Find out what a fixed rate mortgage is and how one works.
Questions to ask when viewing a house
Knowing what questions to ask when buying a house can help save you time, money and potential heartache when you think you’ve found ‘the one’.
