Fast-Track BTL: Another deal delivered in under 30 working days!
Supporting a customer when timing mattered most. This case shows how our Fast‑Track Buy to Let product can make a real difference when deadlines are tight.
"Legal work was especially smooth… we achieved the client’s timescale even with a Red Book valuation."
How we supported our customer
The customer is a seasoned property investor with an extensive portfolio, held both personally and through a partnership. He needed a quick refinance on a BTL flat in Camden Town. With his existing deal expiring, there was no room for delay.
The broker submitted the case through our Fast‑Track BTL process, providing all required information up front in a clear, structured format. This meant our teams could start reviewing the deal straight away.
To keep momentum high, we:
- Activated Fast‑Track processes from day one
- Pre‑instructed solicitors
- Used Title Insurance to bypass common legal pinch points
- Progressed the case smoothly even though the customer opted for a full Red Book valuation
Clear communication between the broker, solicitors, our underwriting and customer due diligence teams kept the deal moving at pace. The application completed in under 30 working days, the customer avoided going onto an SVR, and the broker delivered a seamless experience during a time‑critical refinance.
This result shows just how powerful good preparation, collaboration and our Fast‑Track product can be.
The broker’s view
(Shared anonymously, as requested.)"The progression of this loan was excellent. Even though Fast Track is one of the newer processes, everything felt clear and easy to follow. We always knew what stage we were at and what was coming next. Legal work was especially smooth, with no unexpected issues, which meant we achieved the client’s timescale even with a Red Book valuation. We’re keen to place more of this type of case with YBS Commercial Mortgages in the future."
The deal
Fast Track Buy to Let
1 BTL flat
£342,389 loan drawdown
Located in Camden Town
Interest only
Loan term 10 years
5 year fixed
EPC B
Loan to value 68%
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