09/01/2019
Improvements to our residential products

We’re improving our product range by cutting selected rates and product fees, plus increasing selected cashback incentives. The improved products will be available from 8am on Friday 11 January

Residential rates going down

  • Selected fixed rates at 75% LTV cut by up to 0.05%
  • Selected fixed rates at 80% LTV reduced by up to 0.04%
  • Selected fixed rates at 85% LTV cut by up to 0.07% and our tracker rate by 0.10%
  • Selected fixed rates at 90% LTV reduced by up to 0.27% and the tracker rate deal by 0.25%
  • 95% LTV fixed rates reduced by up to 0.19% and discount SVR rates by 0.05%

Incentives or fees changing

  • Selected cashbacks on fixed rate deals at 85% LTV will be increased from £250 to £500
  • Selected product fees on 90% LTV fixed rate deals will be reduced from £995 to £495

Residential rates going up
None

Residential deals not changing

  • All 3 year fixed rates
  • All Help to Buy products
  • Discount SVR products at 60% to 90% LTV
  • Tracker rate at 65% LTV
  • Selected 2 year fixed rates at 75% LTV
  • Selected 2 and 5 year fixed rates at 80% LTV
  • Selected 2 year fixed rates at 85% LTV

The current range of products will be withdrawn at 8pm on Thursday 10 January and the new products will be available from 8am on Friday 11 January.