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21/01/2020
Changes to our BTL product range

We're making changes to our full BTL product range at 6pm Thursday 23 January

BTL rates going down

We're reducing rates on the following products:

  • 2 year 65% and 75%, £0 fee RM products reduced by 0.14% - 0.22%
  • 2 year 65%, 75% and 80%, £950 fee RM products reduced by 0.03% - 0.08%
  • 2 year 75 & 80%, £1495 fee RM products reduced by 0.03% - 0.08%
  • 2 year 80%, £1995 fee RM product without cashback or free legal incentives reduced by 0.06%
  • 3 year 75% and 80% RM products being reduced by 0.04% - 0.35%
  • 5 year £0 fee RM products reduced by 0.06% - 0.11%
  • 5 year £195 fee RM product reduced by 0.18%
  • 5 year £950 fee RM products reduced by 0.03% - 0.16%
  • 5 year £1495 fee RM products reduced by 0.02% - 0.11%
  • 5 year 75% £1995 fee RM product without cashback or free legal incentives reduced by 0.13%
  • 2 year £0 fee HP products reduced by 0.10%
  • 2 year 80% £950 fee HP product with £1000 cashback reduced by 0.48%
  • 2 year 80% £1995 fee HP product with £0 cashback reduced by 0.06%
  • 3 year 75% and 80%, £0 fee HP products reduced by 0.06% - 0.35%
  • 5 year 65% and 75%, £0 fee HP products reduced by 0.05% - 0.08%
  • 5 year 75%, £195 fee HP product reduced by 0.10%
  • 5 year 65%, 75% and 80%, £950 fee HP products reduced by 0.01% - 0.38%
  • 5 year 75% and 80%, £1495 fee HP products reduced by 0.01% - 0.08%

BTL incentives changing

  • Cashback on most House Purchase products increased from £250 to £500

BTL rates going up

We're increasing the rates on the following products:

  • 2 year 65%, £950 fee RM product increased by 0.06%
  • 2 year 60%, 65% and 75% HP products increased by 0.05% - 0.15%
  • 2 year 75% £1495 fee HP product increased by 0.05%
  • 3 year 60% HP product increased by 0.24%
  • 3 year 60% RM products increased by 0.11%
  • 5 year 60% £0 fee HP product increased by 0.03%
  • 5 year 60% £950 fee HP product increased by 0.02%
  • 5 year 60% and 65%, £1495 fee products increased by 0.01% - 0.02%
  • 5 year 65% £1995 fee RM product without cashback or free legal incentives increased by 0.02%
  • 5 year 80% £1995 fee HP product with £0 cashback increased by 0.01%
  • 2 and 5 year 80%,£0 & £1995 fee HP and RM products that have cashback/free legals have been removed from the range.(£950 & £1495 fee options remain in the range).

BTL deals not changing

None. To give clients better value for longer we're extending all product end dates to 31 May.

The current products range will be withdrawn at 6pm Tuesday 19 November and the new range launched simultaneously.

 

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