in this section:
Security
General policies
Using personal information
Mortgage application
Insurance
Offset Savings Account
Credit reference agencies
Fraud prevention agencies
Your Rights
Data Protection
Privacy - Insurance
If Accord Mortgages arranges insurance for
- Household (Royal & Sun Alliance)
- Mortgage payment protection (Aviva Insurance Ltd trading as Norwich Union)
Accord and /or the insurer named above may:
- Disclose information supplied and details of the policy and claims to each other; and to a data administration company, to licensed credit reference agencies, relevant insurance companies and fraud prevention bodies, and this information will be made available to other prospective lenders and insurers.
- Use your personal information together with other information available (including relevant sensitive data (e.g. health, offences and proceedings or other item as appropriate) to carry out risk assessment, process your application, administer your policy and claims during the life of the policy, contact you where necessary, for fraud prevention and detection, legal and regulatory compliance, marketing and market research and general business purposes
- Insurers pass information to the Claims and Underwriting Exchange register, run by Insurance Database Services Ltd. (IDS Ltd). The aim is to help check information provided and also to prevent fraudulent claims. When dealing with a request we may search the register. IDS may also pass on information received from other insurers about other incidents involving anyone insured under the policy.
