Effective date
24 August 2010

Semi-exclusive products

House Purchase and Remortgage (no incentives)

Fixed rates

75% LTV House Purchase & Remortgage Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6899	2.99%	31/10/12	£95 booking £1,900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year fixed	6900	3.19%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year fixed offset	6909	3.29%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
3 year fixed	6917	3.39%	31/10/13	£95 booking £1,900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
3 year fixed	6918	3.59%	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
5 year fixed	6927	3.99%	31/10/15	£95 booking £1,900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
5 year fixed	6928	4.19%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
5 year fixed offset	6937	4.29%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
10 year fixed	6945	4.84%	31/10/20	£95 booking £1,900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
10 year fixed	6946	5.04%	31/10/20	£95 booking £900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
10 year fixed offset	6951	5.14%	31/10/20	£95 booking £900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
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85% LTV House Purchase & Remortgage Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6902	4.14%	31/10/12	£95 booking £1,900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year fixed	6903	4.34%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year fixed offset	6911	4.44%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
3 year fixed	6920	4.64%	31/10/13	£95 booking £1,900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
3 year fixed	6921	4.84%	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
5 year fixed	6930	5.09%	31/10/15	£95 booking £1,900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
5 year fixed	6931	5.29%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
5 year fixed offset	6939	5.39%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £30,000 Max: £750,000	None
10 year fixed	6947	5.99%	31/10/20	£95 booking £1,900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
10 year fixed	6948	6.19%	31/10/20	£95 booking £900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
10 year fixed offset	6952	6.29%	31/10/20	£95 booking £900 completion	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £30,000 Max: £750,000	None
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bank of england trackers

75% LTV House Purchase & Remortgage Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10189	BoE+2.04% 2.54% collar	31/10/12	£95 booking £1,900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year tracker	10190	BoE+2.24% 2.74% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year Offset tracker	10194	BoE+2.34% 2.84% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
3 year tracker	10207	BoE+2.34% 2.84% collar	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
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85% LTV House Purchase & Remortgage Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10198	BoE+3.19% 3.69% collar	31/10/12	£95 booking £1,900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year tracker	10199	BoE+3.39% 3.89% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
2 year Offset tracker	10203	BoE+3.49% 3.99% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £30,000 Max: £750,000	None
3 year tracker	10208	BoE+3.49% 3.99% collar	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £30,000 Max: £750,000	None
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Remortgage Only (with incentives)

fixed rates

75% LTV Remortgage Only Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6955	3.29%	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
2 year fixed offset	6957	3.39%	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
3 year fixed	6959	3.69%	31/10/13	£195 booking £800 completion	4% to 31/10/13	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
5 year fixed	6961	4.29%	31/10/15	£195 booking £800 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
5 year fixed offset	6963	4.39%	31/10/15	£195 booking £800 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
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85% LTV Remortgage Only Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6956	4.44%	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
2 year fixed offset	6958	4.54%	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
3 year fixed	6960	4.94%	31/10/13	£195 booking £800 completion	4% to 31/10/13	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
5 year fixed	6962	5.39%	31/10/15	£195 booking £800 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
5 year fixed offset	6964	5.49%	31/10/15	£195 booking £800 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation(maximum £470)
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Bank of England Trackers

75% LTV Remortgage Only Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10213	BoE+2.34% 2.84% collar	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation (maximum £470)
2 year Offset tracker	10214	BoE+2.44% 2.94% collar	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation (maximum £470)
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85% LTV Remortgage Only Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10211	BoE+3.49% 3.99% collar	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation (maximum £470)
2 year Offset tracker	10212	BoE+3.59% 4.09% collar	31/10/12	£195 booking £800 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Legal Service and Free Standard Valuation (maximum £470)
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House Purchase Only (with incentives)

Fixed rates

75% LTV House Purchase Only Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6901	3.29%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
2 year fixed offset	6910	3.39%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
3 year fixed	6919	3.69%	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
5 year fixed	6929	4.29%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
5 year fixed offset	6938	4.39%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
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85% LTV House Purchase Only Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6904	4.44%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
2 year fixed offset	6912	4.54%	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
3 year fixed	6922	4.94%	31/10/13	£95 booking £900 completion	4% to 31/10/13	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
5 year fixed	6932	5.39%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
5 year fixed offset	6940	5.49%	31/10/15	£95 booking £900 completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
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Bank of England Trackers

75% LTV House Purchase Only Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10191	BoE+2.34% 2.84% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
2 year Offset tracker	10195	BoE+2.44% 2.94% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
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85% LTV House Purchase Only Trackers

Description	Code	Rate	End date	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10200	BoE+3.49% 3.99% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
2 year Offset tracker	10204	BoE+3.59% 4.09% collar	31/10/12	£95 booking £900 completion	4% to 31/10/12	Min: £50,000 Max: £750,000	Free Standard Valuation (maximum £470) and £250 cashback
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Larger Loans

Fixed rates - Larger Loans

75% LTV House Purchase & Remortgage Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6905	3.19%	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year fixed offset	6913	3.29%	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year fixed	6906	3.39%	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year fixed offset	6914	3.49%	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
3 year fixed	6923	3.59%	31/10/13	No booking fee 0.50% completion	4% to 31/10/13	Min: £200,000 Max: £1.5 million	None
3 year fixed	6924	3.79%	31/10/13	No booking fee No completion fee	4% to 31/10/13	Min: £200,000 Max: £1.5 million	None
5 year fixed	6933	4.19%	31/10/15	No booking fee 0.50% completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1.5 million	None
5 year fixed offset	6941	4.29%	31/10/15	No booking fee 0.50% completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1.5 million	None
5 year fixed	6934	4.39%	31/10/15	No booking fee No completion fee	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1.5 million	None
5 year fixed offset	6942	4.49%	31/10/15	No booking fee No completion fee	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1.5 million	None
10 year fixed	6949	5.24%	31/10/20	No booking fee No completion fee	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £200,000 Max: £1.5 million	None
10 year fixed	6953	5.34%	31/10/20	No booking fee No completion fee	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £200,000 Max: £1.5 million	None
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85% LTV House Purchase & Remortgage Fixed Rates

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year fixed	6907	4.34%	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year fixed offset	6915	4.44%	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year fixed	6908	4.54%	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year fixed offset	6916	4.64%	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1 million	None
3 year fixed	6925	4.84%	31/10/13	No booking fee 0.50% completion	4% to 31/10/13	Min: £200,000 Max: £1 million	None
3 year fixed	6926	5.04%	31/10/13	No booking fee No completion fee	4% to 31/10/13	Min: £200,000 Max: £1 million	None
5 year fixed	6935	5.29%	31/10/15	No booking fee 0.50% completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1 million	None
5 year fixed offset	6943	5.39%	31/10/15	No booking fee 0.50% completion	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1 million	None
5 year fixed	6936	5.49%	31/10/15	No booking fee No completion fee	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1 million	None
5 year fixed offset	6944	5.59%	31/10/15	No booking fee No completion fee	5% to 31/10/13 4% to 31/10/14 3% to 31/10/15	Min: £200,000 Max: £1 million	None
10 year fixed	6950	6.39%	31/10/20	No booking fee No completion fee	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £200,000 Max: £1 million	None
10 year fixed offset	6954	6.49%	31/10/20	No booking fee No completion fee	5% to 31/10/15 4% to 31/10/18 2% to 31/10/20	Min: £200,000 Max: £1 million	None
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Bank of England Trackers - Larger Loans

75% LTV House Purchase & Remortgage Trackers

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10192	BoE+2.24% 2.74% collar	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year Offset tracker	10196	BoE+2.34% 2.84% collar	31/10/12	No booking fee 0.50% completion	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year tracker	10193	BoE+2.44% 2.94% collar	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
2 year Offset tracker	10197	BoE+2.54% 3.04% collar	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1.5 million	None
3 year tracker	10209	BoE+2.54% 3.04% collar	31/10/13	No booking fee No completion fee	4% to 31/10/13	Min: £200,000 Max: £1.5 million	None
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85% LTV House Purchase & Remortgage Trackers

Description	Code	Rate	Fixed until	Fee	ERC	Min/Max Loan	Notes/Incentives
2 year tracker	10201	BoE+3.39% 3.89% collar	31/10/12	No booking fee 0.50%completion	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year Offset tracker	10205	BoE+3.49% 3.99% collar	31/10/12	No booking fee 0.50%completion	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year tracker	10202	BoE+3.59% 4.09% collar	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1 million	None
2 year Offset tracker	10206	BoE+3.69% 4.19% collar	31/10/12	No booking fee No completion fee	4% to 31/10/12	Min: £200,000 Max: £1 million	None
3 year tracker	10210	BoE+3.69% 4.19% collar	31/10/13	No booking fee No completion fee	4% to 31/10/13	Min: £200,000 Max: £1 million	None
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These products are only available to our partners listed below. Please note that availability may vary.

Appointed Representatives:

Legal & General Partnership (including Carrington Carr and MAB)
Openwork
Personal Touch Financial Services
Positive Solutions
Sesame
Tenet Group

Directly Authorised:

Legal & General Mortgage Club
London & Country
PMS
Positive Solutions
Simplybiz
Tenet Group
Concordia

Important Notes

Capital & Interest: All products above 75% LTV are available on a Capital & Interest basis only.
Booking fee: is payable as part of the full mortgage application process and is non-refundable.
- The full mortgage application should not be started unless you receive an ‘Accept’ Lending Decision. Please await the outcome of referrals as the booking fee is not refunded in the event of a decline.
- In the event of a product withdrawal, a full mortgage application must be completed (ONLY if an ‘Accept’ Lending Decision has already been received) and the booking fee paid to reserve the product.
- Processing of your application will not commence until the booking fee is paid.
Completion fee: payable on completion, can be added to the loan.
Valuation Fee: is payable on application unless stated otherwise. Where the valuation fee has been paid, we will instruct the valuation as soon as we begin to process your application - unless you advise us otherwise.
Early Repayment Charges (ERCs) and overpayments: unless otherwise stated, all products allow 10% overpayments per year without ERC. ERCs apply on redemption or transfer (part or full) to another product during the ERC period.

Cashback: on selected products Accord will pay the cashback on completion via your client's solicitor.
Free Valuation: on selected products Accord will pay for the valuation up to a maximum of £470. (This excludes second or subsequent valuations and does not include homebuyers surveys, structural surveys or specialists reports).
Refunded Valuation: on selected products Accord will refund the valuation fee on completion. (This excludes second or subsequent valuations and does not include homebuyers surveys, structural surveys or specialists reports).
Offset products: unlimited overpayments, savings offset against mortgage balance. Full loan must be taken on Offset products.
Portability Top-Up: All House Purchase products are available for Portability Top-Up subject to: a minimum loan of £3,000, top-ups below £50,000 can only be taken on products without incentives, where applicable product fees are payable regardless of loan size.
Part and Part mortgages: the loan can be taken on 2 or more products. NB. Offset and non-offset products cannot be mixed.
Product Withdrawal: we aim to give prior notice of withdrawal, but products may be withdrawn without notice. No further applications are accepted after withdrawal.

Information on this site is for use by authorised intermediaries only and should not be relied upon by anyone else.

Applications subject to standard lending criteria and all loans subject to status. Accord Mortgages Limited is authorised and regulated by the Financial Services Authority. Accord Mortgages Limited is registered in England No. 2139881, Registered office1 Filey Street Bradford BD1 5AT.