How to apply

The application process for new business is online and to submit business you need to be a mortgage intermediary registered with the FSA. Simply complete our online registration form to get access to KFIs, Lending Decisions and our online application form. You'll also be able to view products exclusive to your club or network.

If you have clients who are existing Accord Mortgages borrowers, find out about product transfers or additional loans.

Our online application functionality offers you:

• Soft footprints - no trace on credit record for lending decisions.
• Binding decisions - subject to satisfactory valuation and income reference.

The maximum number of applicants is 2.

Valuations

• We will request a valuation for the property immediately on receipt of the valuation fee. (The valuation fee can be paid from your clients debit or credit card at the time of application.) View valuation fees.
• We'll let you know of any queries or areas of concern arising from the valuation.

Case updates

• You’ll receive one email every morning, which will update you on the status of each case ongoing with us.
• Throughout the day, if anything changes for a particular case, you'll automatically receive a further email update.

Offers and completion

• Once approved, the mortgage offer will be made as soon as possible.
• The applicants should check the details carefully and advise us of any change in personal circumstances, or any corrections or amendments to the offer without delay.

Lending Decisions

• Includes credit check
• Accept decision is binding subject to valuation and income
• Service level of 4 hours for referrals (dealt with manually).
• "Shopping list" of items we need to proceed produced for you.
• View our guide to the information you need for a Lending Decision.

Full Mortgage Application

• Follows Lending Decision
• Enables you to reserve a product for your client
• Provide credit / debit card details so we can proceed straight to valuation.
• Print the Full Application for data capture - then complete the application online.

Application Processing

• We aim to issue an offer within 8 working days if you send all the paperwork up front, find out more.
• Applications submitted online are assigned to a Case Manager within 2 hours of receipt (during normal business hours).
• The Case Manager looking after your case through to offer will then contact you with their details.
• We will contact you if any further information is required, such as references or if there are problems with the application
• If documents are required, we accept certified scanned copies of original documents, e.g. passports, payslips, & P60s etc. For full details see our Criteria and Verification page.