Products

Effective Date: 10 May 2013

Buy To Let Products – Rental Coverage 125%

House Purchase & Remortgage

Product	Code HP - House Purchase RM - Remortgage	Rate	Fee	Notes/Incentives
2 year fixed	100233 HP 100235 RM	3.99%	£195 booking	£500 Cashback
5 year fixed	100234 HP 100236 RM	4.69%	£195 booking	£500 Cashback
All products - Min Loan £50,000/ Max Loan £500,000 2 year fixed - until 31/12/14, ERC: 3% to 31/12/14 5 year fixed - until 31/12/17, ERC: 5% to 31/12/15, 4% to 31/12/16, 3% to 31/12/17
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

Product	Code HP - House Purchase RM - Remortgage	Rate	Fee	Notes/Incentives
2 year tracker	150043 HP 150044 RM	BoE+2.99% (Collar 3.49%)	£195 booking 1.75% completion	£500 Cashback
2 year tracker	150041 HP 150042 RM	BoE+3.49% (Collar 3.99%)	£195 booking	£500 Cashback
All products - Min Loan £50,000/ Max Loan £500,000 2 year tracker - until 31/12/14, ERC: 3% to 31/12/14
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV House Purchase & Remortgage Fixed Rates

Product	Code HP - House Purchase RM - Remortgage	Rate	Fee	Notes/Incentives
2 year fixed until 31/05/15	100297 HP 100299 RM	3.39%	£195 booking 1.75% completion	£250 Cashback Paid standard valuation ERC: 3% to 31/05/15
2 year fixed until 31/05/15	100323 HP 100326 RM	3.39%	£195 booking £1800 completion	£250 Cashback Paid standard valuation ERC: 3% to 31/05/15
2 year fixed until 31/05/15	100301 HP 100310 RM	3.39%	£195 booking £1800 completion	£500 Cashback ERC: 3% to 31/05/15
2 year fixed until 31/05/15	100302 HP 100311 RM	3.49%	£195 booking £800 completion	£500 Cashback ERC: 3% to 31/05/15
2 year fixed until 31/05/15	100281 HP 100290 RM	3.99%	£195 booking	£500 Cashback ERC: 3% to 31/05/15
3 year fixed until 31/05/16	100324 HP 100327 RM	3.49%	£195 booking £1,800 completion	£250 Cashback Paid standard valuation ERC: 3% to 31/05/16
3 year fixed until 31/05/16	100304 HP 100313 RM	3.49%	£195 booking £1,800 completion	£500 Cashback ERC: 3% to 31/05/16
3 year fixed until 31/05/16	100305 HP 100314 RM	3.59%	£195 booking £800 completion	£500 Cashback ERC: 3% to 31/05/16
3 year fixed until 31/05/16	100284 HP 100293 RM	4.09%	£195 booking	£500 Cashback ERC: 3% to 31/05/16
5 year fixed until 31/05/18	100298 HP 100300 RM	3.99%	£195 booking 1.75% completion	£250 Cashback Paid standard valuation ERC: 5% to 31/05/16, 4% to 31/05/17, 3% to 31/05/18
5 year fixed until 31/05/18	100325 HP 100328 RM	3.89%	£195 booking £1,800 completion	£250 Cashback Paid standard valuation ERC: 5% to 31/05/16, 4% to 31/05/17, 3% to 31/05/18
5 year fixed until 31/05/18	100307 HP 100316 RM	3.84%	£195 booking £1,800 completion	£500 Cashback ERC: 5% to 31/05/16, 4% to 31/05/17, 3% to 31/05/18
5 year fixed until 31/05/18	100308 HP 100317 RM	3.94%	£195 booking £800 completion	£500 Cashback ERC: 5% to 31/05/16, 4% to 31/05/17, 3% to 31/05/18
5 year fixed until 31/05/18	100287 HP 100296 RM	4.39%	£195 booking	£500 Cashback ERC: 5% to 31/05/16, 4% to 31/05/17, 3% to 31/05/18
All products - Min Loan £50,000/ Max Loan £1m
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

Product

Code HP - House Purchase
RM - Remortgage

Rate

Fee

Notes/Incentives

2 year fixed

until 31/05/15

100297 HP

100299 RM

3.39%

£195 booking

1.75% completion

£250 Cashback

Paid standard valuation

ERC: 3% to 31/05/15

2 year fixed

until 31/05/15

100323 HP

100326 RM

3.39%

£195 booking
£1800 completion

£250 Cashback

Paid standard valuation

ERC: 3% to 31/05/15

2 year fixed

until 31/05/15

100301 HP

100310 RM

3.39%

£195 booking
£1800 completion

£500 Cashback

ERC: 3% to 31/05/15

2 year fixed

until 31/05/15

100302 HP

100311 RM

3.49%

£195 booking

£800 completion

£500 Cashback

ERC: 3% to 31/05/15

2 year fixed

until 31/05/15

100281 HP

100290 RM

3.99%

£195 booking

£500 Cashback

ERC: 3% to 31/05/15

3 year fixed

until 31/05/16

100324 HP

100327 RM

3.49%

£195 booking
£1,800 completion

£250 Cashback

Paid standard valuation

ERC: 3% to 31/05/16

3 year fixed

until 31/05/16

100304 HP

100313 RM

3.49%

£195 booking
£1,800 completion

£500 Cashback

ERC: 3% to 31/05/16

3 year fixed

until 31/05/16

100305 HP

100314 RM

3.59%

£195 booking

£800 completion

£500 Cashback

ERC: 3% to 31/05/16

3 year fixed

until 31/05/16

100284 HP

100293 RM

4.09%

£195 booking

£500 Cashback

ERC: 3% to 31/05/16

5 year fixed

until 31/05/18

100298 HP

100300 RM

3.99%

£195 booking

1.75% completion

£250 Cashback

Paid standard valuation

ERC: 5% to 31/05/16,

4% to 31/05/17, 3% to 31/05/18

5 year fixed

until 31/05/18

100325 HP

100328 RM

3.89%

£195 booking
£1,800 completion

£250 Cashback

Paid standard valuation

ERC: 5% to 31/05/16,

4% to 31/05/17, 3% to 31/05/18

5 year fixed

until 31/05/18

100307 HP

100316 RM

3.84%

£195 booking
£1,800 completion

£500 Cashback

ERC: 5% to 31/05/16,

4% to 31/05/17, 3% to 31/05/18

5 year fixed
until 31/05/18

100308 HP

100317 RM

3.94%

£195 booking

£800 completion

£500 Cashback

ERC: 5% to 31/05/16,

4% to 31/05/17, 3% to 31/05/18

5 year fixed

until 31/05/18

100287 HP

100296 RM

4.39%

£195 booking

£500 Cashback

ERC: 5% to 31/05/16,

4% to 31/05/17, 3% to 31/05/18

All products - Min Loan £50,000/ Max Loan £1m

How to apply Apply now

Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV House Purchase & Remortgage Trackers

Product	Code HP - House Purchase RM - Remortgage	Rate BOE+	Fee	Notes/Incentives
2 year tracker	150054 HP 150057 RM	BoE+ 2.99% (Collar 3.49%)	£195 booking 1.75% completion	£500 cashback
2 year tracker	150059 HP 150062 RM	BoE+ 3.09% (Collar 3.59%)	£195 booking £1,300 completion	£500 cashback
2 year tracker	150055 HP 150058 RM	BoE+ 3.49% (Collar 3.99%)	£195 booking	£500 cashback
All products - Min Loan £50,000/ Max Loan £1m 2 year tracker - end dates 31/05/15, ERC: 3% to 31/05/15
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

Remortgage Only

Category1-Level2-Heading2

65% LTV Remortgage Fixed Rates

Product	Code	Rate	Fee	Notes/Incentives
3 year fixed	100211	4.74%	£195 booking £1,300 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
5 year fixed	100213	5.24%	£195 booking £1,800 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
All products - Min Loan £50,000/ Max Loan £500,000 2 year fixed - until 31/05/14, ERC: 3% to 31/05/14 3 year fixed - until 31/05/15, ERC: 3% to 31/05/15 5 year fixed - until 31/05/17, ERC: 5% to 31/05/15, 4% to 31/05/16, 3% to 31/05/17
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV Remortgage Fixed Rates

Product	Code	Rate	Fee	Notes/Incentives
2 year fixed	100209	4.64%	£195 booking £1,300 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
3 year fixed	100212	5.24%	£195 booking £1,300 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
5 year fixed	100214	5.54%	£195 booking £1,800 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
All products - Min Loan £50,000/ Max Loan £500,000 2 year fixed - until 31/05/14, ERC: 3% to 31/05/14 3 year fixed - until 31/05/15, ERC: 3% to 31/05/15 5 year fixed - until 31/05/17, ERC: 5% to 31/05/15, 4% to 31/05/16, 3% to 31/05/17
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

65% LTV Remortgage Trackers

Product

Code

Rate BOE+

Fee

Notes/Incentives

There are currently no products available

Product - Min Loan £50,000/ Max Loan £500,000

2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14

How to apply Apply now

Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV Remortgage Trackers

Product

Code

Rate BOE+

Fee

Notes/Incentives

There are currently no products available

Product - Min Loan £50,000/ Max Loan £500,000

2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14

How to apply Apply now

Find out more - view Criteria and Fees or use the Rental Calculator

House Purchase Only

65% LTV House Purchase Fixed Rates

Product	Code	Rate	Fee	Notes/Incentives
3 year fixed	100199	4.54%	£195 booking £1,550 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
5 year fixed	100201	5.04%	£195 booking £2,000 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
All products - Min Loan £50,000/ Max Loan £500,000 2 year fixed - until 31/05/14, ERC: 3% to 31/05/14 3 year fixed - until 31/05/15, ERC: 3% to 31/05/15 5 year fixed - until 31/05/17, ERC: 5% to 31/05/15, 4% to 31/05/16, 3% to 31/05/17
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV House Purchase Fixed Rates

Product	Code	Rate	Fee	Notes/Incentives
2 year fixed	100197	4.44%	£195 booking £1,550 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
2 year fixed	100198	4.44%	£195 booking 0.90% completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
3 year fixed	100200	5.04%	£195 booking £1,550 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
5 year fixed	100202	5.34%	£195 booking £2,000 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
All products - Min Loan £50,000/ Max Loan £500,000 2 year fixed - until 31/05/14, ERC: 3% to 31/05/14 3 year fixed - until 31/05/15, ERC: 3% to 31/05/15 5 year fixed - until 31/05/17, ERC: 5% to 31/05/15, 4% to 31/05/16, 3% to 31/05/17
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

65% LTV House Purchase Trackers

Product	Code	Rate BOE+	Fee	Notes/Incentives
2 year tracker	150023	3.49%(Collar 3.99%)	£195 booking £1,550 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
Product - Min Loan £50,000/ Max Loan £500,000 2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

Product

Code

Rate BOE+

Fee

Notes/Incentives

2 year tracker

150023

3.49%(Collar 3.99%)

£195 booking
£1,550 completion

Legal Fee Assistance & Paid Standard Valuation (maximum £495)

Product - Min Loan £50,000/ Max Loan £500,000

2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14

How to apply Apply now

Find out more - view Criteria and Fees or use the Rental Calculator

75% LTV House Purchase Trackers

Product	Code	Rate BOE+	Fee	Notes/Incentives
2 year tracker	150024	3.69%(Collar 4.19%)	£195 booking £1,550 completion	Legal Fee Assistance & Paid Standard Valuation (maximum £495)
Product - Min Loan £50,000/ Max Loan £500,000 2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14
How to apply Apply now Find out more - view Criteria and Fees or use the Rental Calculator

Product

Code

Rate BOE+

Fee

Notes/Incentives

2 year tracker

150024

3.69%(Collar 4.19%)

£195 booking
£1,550 completion

Legal Fee Assistance & Paid Standard Valuation (maximum £495)

Product - Min Loan £50,000/ Max Loan £500,000

2 year tracker - end date 31/05/14, ERC: 3% to 31/05/14

How to apply Apply now

Find out more - view Criteria and Fees or use the Rental Calculator

Important Notes

Product Availability: Our products are available through a limited number of partners. Please check with your club or network to see if you have access to these products.

Please note that Accord Mortgages' Buy to Let Standard Variable Rate is currently 5.99% and is set independently of Accord Mortgages' residential Standard Variable Rate. This is because Accord Mortgages' Buy to Let lending business is run differently from its residential lending business. As such, Accord Mortgages' Buy to Let Standard Variable Rate may be different from Accord Mortgages'residential Standard Variable Rate at any time and can vary upwards or downwards from time to time.
Booking fee: is payable as part of the full mortgage application process and is non-refundable.
The full mortgage application should not be started unless you receive an ‘Accept’ Lending Decision. Please await the outcome of referrals as the booking fee is not refunded in the event of a decline.
Product Withdrawal: we aim to give prior notice of withdrawal, but products may be withdrawn without notice. No further applications are accepted after withdrawal.
Processing of your application will not commence until the booking fee is paid.
Product Fee: Accord offers a range of products with differing fees, to suit different client requirements. Product Fees are payable on completion and can be added to the loan, however, interest will be payable on the fee during the life of the loan. A Mortgage Fee of £90 is payable on redemption of the loan.
Valuation Fee: is payable on application unless stated otherwise. Where the valuation fee has been paid, we will instruct the valuation as soon as we begin to process your application - unless you advise us otherwise.

Legal Fee Assistance: on selected products, Accord will pay the legal fee (and the VAT on that fee) of our legal adviser incurred in connection with the purchase and mortgage (or mortgage in the case of a remortgage). This does not include any associated costs and expenses such as search fees, Land Registry registration fee, stamp duty land tax, fees payable to a landlord, management company or rentcharge owner for registration of notice of transfer or mortgage, any indemnity insurance premium to cover defects in title or telegraphic transfer fees which will be payable by the applicant. The applicant will also be responsible for any costs incurred by our legal adviser in the preparation of specific additional documentation such as, for example, a Power of Attorney, Transfer of Equity or Deed of Variation, or in the drafting of a tenancy agreement, as well as the legal costs of any legal adviser instructed by the applicant.
Free Valuation: on selected products Accord will pay for the valuation. (This excludes second or subsequent valuations and does not include HomeBuyers Reports, structural surveys or specialists reports).
Refunded Valuation: on selected products Accord will refund the valuation fee on completion. (This excludes second or subsequent valuations and does not include HomeBuyers Reports, structural surveys or specialists reports).
Cashback products (when available): on selected products Accord will pay the cashback on completion via your client's solicitor.
Early Repayment Charges (ERCs) and overpayments: unless otherwise stated, all products allow 10% overpayments per year without ERC. ERCs apply on redemption or transfer (part or full) to another product during the ERC period.
Accord does not offer Further Advances for BTL mortgages.

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Useful Information

Accord Buy to Let is currently available for properties in England and Wales only.

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Information on this site is for use by authorised intermediaries only and should not be relied upon by anyone else.

Accord Mortgages Limited is authorised and regulated by the Financial Services Authority. We are entered in the FSA register and our FSA registration number 305936. Buy to Let Mortgages are not regulated by the Financial Services Authority.

Accord Mortgages Limited is registered in England No: 2139881 Registered Office: 1 Filey Street, Bradford, BD1 5AT. Accord Mortgages is a registered Trade Mark of Accord Mortgages Limited.