Important information if you can't pay your mortgage

If you're having trouble making your mortgage payments call us free on 0800 138 2401 as soon as possible so we can try to help you. We'll be able to discuss your circumstances and could offer help to meet your individual needs.

Alternatively we have set up a facility which enables borrowers to discuss their financial situation with an independent money advisor.

Payplan is the UK's leading provider of free debt management arrangements. They are experts in helping people in financial difficulty, providing realistic and affordable ways of solving debt problems. They have a comprehensive range of solutions under one roof to help keep people in their homes, repay their unsecured debts and reduce their expenditure. They also provide ongoing support so that everyone has the best chance of becoming debt-free and staying that way.


 

Other issues to think about

Some companies may offer you new loans or even invite you to sell your property to them and then lease it back as a way of resolving your short-term financial difficulty. Please be careful, as such actions may not be in your best interests in the long term. We would advise that you seek independent advice before entering into any arrangement of this type.




Costs and Charges

If you are in arrears, we may charge you for any administration or legal costs which we incur. You will be informed about all charges which we may make. These will be charged to your mortgage account.

 

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